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Michael Kurish, president and CEO of the Associated School Employees Credit Union, says members are adapting to changing economic conditions while the institution continues to grow. Kurish says many homeowners have been waiting for interest rates to drop before buying or refinancing, leading to an uptick in home equity loans instead. “We see a lot of that activity occurring, particularly during the summer months,” he says. He reports the credit union’s auto lending portfolio has grown by more th