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Replying to @JLam61084 Can a Chapter 7 bankruptcy just get declined? Here's something that surprises people. You're entitled to a discharge under federal law. You're not asking a court for permission and you're not asking a trustee. If you pass the means test, you get to file. That's the rule. The only way a court steps in and takes that away is fraud. Hiding assets, lying on your schedules, that kind of thing. But here's the part people don't think through. Once you file a Chapter 7, you cannot
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