Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

Sep 13, 2024 · Steps to calculate self-employed income for mortgage loans, the best mortgages for self-employed borrowers and other tips.

May 15, 2025 · “Pay ahead of schedule if you can, proving you’re willing to make transactions as easy on your lenders as possible.” These strategies can also boost your credit score and DTI, making you …

Dec 28, 2025 · Self-employed workers, small business owners, gig workers and freelancers have unique needs in the mortgage space. Getting a mortgage is challenging for anyone, but there are additional...

Jun 19, 2025 · Getting a self-employed mortgage can be a great option if you're a freelancer or independent contractor. We'll show you how.

Jun 8, 2025 · Learning how to get a home loan while self-employed can feel overwhelming, but we can help with this up-to-date guide.

Mar 11, 2025 · Determine whether you're self-employed, research lenders, and apply for your mortgage. You can improve your chances of approval by working on your credit score, lowering your DTI ratio,...

Mar 5, 2024 · Getting a mortgage when you’re self-employed can seem tricky, but it’s definitely possible. This guide will help you understand your options, what you need to qualify, and how to prepare your …

Jan 5, 2026 · Self-employed borrowers can qualify for a mortgage, but lenders require more documentation and a closer income review. Most lenders require at least two years of self …

Sep 4, 2025 · Consider exploring FHA loans or VA loans as alternatives to traditional self-employed loans. You can also save more money for a larger down payment to increase your chances of getting …