Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.

Starting next summer, graduate borrowers can only take out direct loans that have a lower borrowing cap. These are the new limits for graduate school borrowing: For graduate students: up to $20,500 per year; $100,000 total. For professional and medical students: up to $50,000 per year; $200,000 total.

Thinking of applying for a personal loan? Here's a step-by-step guide on how to do it, what you'll need, and how to get the best rate.

Several student loan provisions of the “Big, Beautiful Bill” will go into effect immediately or very soon, says the Department of Education.

About $61 billion of US leveraged loans hit the market Monday, the second-most ever according to data compiled by Bloomberg, as junk-rated borrowers continue rushing to lower borrowing costs by repricing existing loans.

As the Trump administration and Congress narrow options for student loan repayment and forgiveness, companies from Nvidia to Estee Lauder offer a debt lifeline.

Twenty-eight-year-old Michaela Bonner has been working 12-hour shifts as an emergency medical technician in Norfolk, Virginia, for the past four years, while attending and paying for college to finish her prerequisites for medical school.

Most personal loans in India are charged between 10% and 24% per year as interest rates. Which means that your money needs to earn more than that just to recover. Sure, equity markets have delivered average returns of 12–15% on a long-term basis.