A goodwill letter is a simple way to restore your credit to good standing by requesting that a lender or servicer erase a late payment on your credit report. They can be effectively used for both ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment was ...

Filing Form 9465: Installment Agreement Request allows you to set up a monthly payment plan with the Internal Revenue Service (IRS), so you can pay your tax debt over time. However, keep in mind ...