Credit cards have multiple APRs for different kinds of borrowing. Most common is the purchase APR, which is the interest you are charged for balances you incur from everyday spending.

The lower the interest rate, the less you'll pay over the life of the loan. These are the top three best APRs available among the 27 lenders we track: Current Average Personal Loan Interest Rates ...

Best 0% APR Credit Cards of April 2025 Best for Intro APR Duration The new U.S. Bank Shield™ Visa® Card currently offers the longest zero-interest period available on a mainstream credit card ...