Key takeaways Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the ...

Having an account sent to collections is stressful. But consumers have options — and rights — when going through the process.

Learn how to negotiate your debt settlement with these expert tips and strategies. Reduce your debt and take control of your finances today.

Debt settlement is one solution for unaffordable debt, and there are lawyers and companies that settle debt for their clients. However, professional debt settlement can be expensive… ...

Struggling with your high-rate debt? Here's what you should offer to boost your chances of settling for less.

If you're drowning in debt and can't see a way out, debt settlement might be a lifeline, but it's not risk-free.

Debt relief mainly refers to debt settlement services, but there are other ways to make debt go away.

If you have debt problems, consider debt management vs. debt settlement to make the best decision.

So, What Is Debt Settlement? At its most basic, debt settlement means you (or a company working for you) contact your creditors and try to settle for less than what you owe.

Freedom Debt Relief offers no-pressure evaluations, which can help you understand if settlement, consolidation, or another option makes the most sense.

Credit Solutions of America, the largest debt settlement company in the country, claims it can help clients reduce their debts by as much as 50 percent of what they owe. Along with consumers ...

Scammers are posing as debt collectors to frighten individuals into paying money they don't owe, but consumers have rights under the Fair Debt Collection Practices Act to protect themselves.