GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
Learn how CD interest is taxed, the role of 1099-INT forms, and exceptions like tax-deferred accounts. Optimize your CD investments with this essential tax guide.
Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, ...
Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. If you want a guaranteed return ...
The surge in CD issuances comes at a time when banks are grappling with sustained pressure on low-cost deposits.
Large banks raised record funds via certificate of deposit (CDs) issuances in calendar year 2025 as organic term deposit and low-cost current account and savings account (CASA) growth remained tepid ...
A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners who ...
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