Learn what a car insurance premium is, how it's calculated, and tips to reduce your costs. Discover ways to get the best car insurance rates.

Drivers with a history of accidents, speeding tickets or DUI convictions are charged some of the highest insurance rates of any demographic. A single at-fault accident, for example, can spike your ...

Michael Evans writes about insurance and other finance topics for Investopedia. An insurance industry veteran, he has covered personal finance for more than 20 years for publications including ...